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 Couple questions about student loans and credit
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jesscageorger
Just Joined

2 Posts

Posted - 12 September 2018 :  09:36:18  Show Profile
Hello, my name is Jessica, I am 25 now and will be finishing school now..

Couple questions about student loans and credit.

So, do they affect the credit score?

I don't have any job right now, and I am constantly looking, how much time will I have to start paying them off?

I will have around $40,000 total of debt and just want to see how it will affect my credit because I plan on buying a home in the next 3 years.

Do student loans will hurt my credit?

Will I need to hire a a credit repair company so I have a score of 700 at least?

Lets say I find a job at 80k, how much should I pay them off?

Not sure what the interest is.

Anyway, thanks! and I hope I am in the right category!

jessca georger

TDA (Debt Adviser)
Trust Deed Expert



12692 Posts

Posted - 12 September 2018 :  13:25:55  Show Profile
Hi jesscageorger.

Do you live in the USA?

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds    
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jesscageorger
Just Joined

2 Posts

Posted - 14 September 2018 :  06:18:32  Show Profile
Yes. Phoniex AZ

jessca georger
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TDA (Debt Adviser)
Trust Deed Expert



12692 Posts

Posted - 14 September 2018 :  08:44:57  Show Profile
Hi again jesscageorger.

I'm afraid we cannot help you. This site, and the knowledge of the experts here, is geared towards debt solutions in Scotland.

I hope you can find a useful resource somewhere else.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds    
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