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littlemo
Advanced Contributor

123 Posts

Posted - 07 March 2019 :  12:51:41  Show Profile  Reply with Quote
Hi all
Just received a letter from an Edinburgh advising "we have identified that you may be entitled to the return of charges, both legal and financial that you have paid"...would this be to do with previous Trust Deed, which was paid off and cleared 4 years ago...form 5 issued...just wondering if anyone else has received such a letter?

Swandog
Advanced Contributor

161 Posts

Posted - 07 March 2019 :  12:57:39  Show Profile  Reply with Quote
Sounds like a fishing exercise by a company looking for business. Nothing wrong with that but you want to check what their T&C are in relation to any fees etc if you did decide to use them.

Maybe get in touch with them to find out more and then you can let us know.
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TDA (Debt Adviser)
Trust Deed Expert



12834 Posts

Posted - 07 March 2019 :  15:06:56  Show Profile  Reply with Quote
Hi littlemo.

We've heard from a site visitor today about a firm in Edinburgh who contacted them dangling the prospect of a refund related to their recently completed trust deed.

We've never heard of the firm mentioned, which appears to be very new.

We don't understand on what basis such a refund might be due or achievable.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds    
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littlemo
Advanced Contributor

123 Posts

Posted - 08 March 2019 :  17:27:22  Show Profile  Reply with Quote
Thank you for both replies, will give them a body swerve...just annoying how they find out your details.
Am happy to forget trust deed years and move forward.
Thanks again.

Edited by - littlemo on 08 March 2019 17:29:02
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amorphous
Advanced Contributor

126 Posts

Posted - 09 March 2019 :  10:01:21  Show Profile  Reply with Quote
Hi,

Received the same, but curious as how 'Simpson McGregor' an apparent Edinburgh firm have a return address as a PO box in Huddersfield.

After a few minutes research....
Their website is only a domain, nothing on it
A quick check, and the PO box number appears to belong to a firm of solicitors called 'Fairfax' based in Leeds, specialising in debt collection.

Wonder WTF is going on?
Anyway its in the bin!



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littlemo
Advanced Contributor

123 Posts

Posted - 09 March 2019 :  20:54:20  Show Profile  Reply with Quote
Well done with the research, much appreciated, dont know whats going on?
Also another letter just received from "Mcguinnes asscociates"...saying "THEY"have just won a landmark legal case on behalf of one of their customers and to contact them!! what is going on here, im thinking its ppi or something maybe, just wish letters would stop...its behind me now.
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littlemo
Advanced Contributor

123 Posts

Posted - 09 March 2019 :  20:58:51  Show Profile  Reply with Quote
Update...leaflet with letter i didnt see, ppi testimonials after trust deed!!
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ann910
Advanced Contributor

105 Posts

Posted - 12 March 2019 :  21:53:43  Show Profile  Reply with Quote
I received a letter from McGinness Associates as well. Breckinridge House Sauchiehall st. Does anyone know more about this ?? Thanks
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Swandog
Advanced Contributor

161 Posts

Posted - 13 March 2019 :  09:51:52  Show Profile  Reply with Quote
I think with the ongoing issues of PPI in Trust Deeds, RBS and offsetting under Trust Deeds, PPI companies are jumping onto the back of this to find business. PPI is coming to an end and I suspect the PPI companies will be making one last big effort to maximise their fees.

If anyone does reach out to the companies for advice on this just make sure you clearly understand their fee structure and if you will be liable for anything.
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