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Kylewi
Contributor

9 Posts

Posted - 02 December 2018 :  16:23:59  Show Profile  Reply with Quote
Does anyone know the time you have to wait for getting a mortgage? I have no defaults showing on my credit file, and trustdeed will fall off creit file next week.
I have been to abtain finanance for a car that was over 35k
Thanks

Sharon Toal
Trust Deed Expert



301 Posts

Posted - 03 December 2018 :  09:17:49  Show Profile  Reply with Quote
Kylewi

I would recommend speaking to a financial advisor who will be able to assess your viability to obtain a mortgage. The decision is based on a number of variables including affordability and credit worthiness.


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TDA (Debt Adviser)
Trust Deed Expert



12692 Posts

Posted - 03 December 2018 :  09:42:14  Show Profile  Reply with Quote
More on this subject here Kylewi:

https://www.trust-deed.co.uk/news/gettingamortgageafterascottishtrustdeed.php

There's too many factors involved to think that it's driven mainly by the status of defaults, presence of trust deed on credit file etc.

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