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jojo93
Advanced Contributor

91 Posts

Posted - 20 November 2018 :  09:20:50  Show Profile  Reply with Quote
Do banks automatically send out ppi payments or do u nrrd to make a claim

jojo93
Advanced Contributor

91 Posts

Posted - 20 November 2018 :  09:22:58  Show Profile  Reply with Quote
sorry need to make a claim
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amorphous
Advanced Contributor

122 Posts

Posted - 20 November 2018 :  11:20:17  Show Profile  Reply with Quote
Hi Jojo, you need to make a claim.
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jojo93
Advanced Contributor

91 Posts

Posted - 20 November 2018 :  16:02:58  Show Profile  Reply with Quote
do banks automatically send you the money or do i have to put in a claim and can i make a claim by myself with out the help of companies that charge high fees for there services as much as 49%
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Bert
Frequent Contributor

45 Posts

Posted - 20 November 2018 :  16:26:23  Show Profile  Reply with Quote
U can claim any PPI mis sold to yourself, or employ a company to do it on your behalf, if doing it yourself, u can download all the required paperwork of the internet and print it off as required, I downloaded by searching for Martin Lewis PPI tools, itís quite straight forward and send it of once completed by yourself. Good luck
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TDA (Debt Adviser)
Trust Deed Expert



12692 Posts

Posted - 20 November 2018 :  16:33:46  Show Profile  Reply with Quote
Best to make the claim yourself, especially if you've been in a trust deed.

As well as Bert's recommendation, there's another good tool on the Which? website that you feed a few details into and it writes the letters for you.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds    
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jojo93
Advanced Contributor

91 Posts

Posted - 20 November 2018 :  17:59:57  Show Profile  Reply with Quote
thank you tda for your advice i shall try that my daughter got a cheque from vanquis for 600 pounds i dont think it was for ppi it was for some kind of repayment plan she did not need and they just sent her a cheque out of the blue nice surprise
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Kevin Mapstone
Trust Deed Expert



3625 Posts

Posted - 20 November 2018 :  20:54:51  Show Profile  Reply with Quote
Yes, Vanquis were fined by the Financial Conduct Authority and made to refund many clients as a result of not notifying them correctly as to the costs involved in a repayment plan option. It wasn't PPI-related.

With PPI you would need to make a claim normally.

Recommended Partner & Trust Deed Expert - Ask me for help setting up a Scottish Trust Deed    
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Wildchild
Advanced Contributor

164 Posts

Posted - 20 November 2018 :  21:40:14  Show Profile  Reply with Quote
When. Was this is this lately
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jojo93
Advanced Contributor

91 Posts

Posted - 21 November 2018 :  06:29:09  Show Profile  Reply with Quote
YES it was lately wild child my daughter got a cheque from a company for an old credit card she had years ago she was paying into there repayment option plan she got all her money back she paid in plus 8% and she didn't have to do anything it was automatic they just sent her a cheque any body who had a vanquis card and was paying into the repayment option plan will be getting cheque's it not the same as ppi where you need to make the claim yourself vanquis will automatically send the money out
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Wildchild
Advanced Contributor

164 Posts

Posted - 21 November 2018 :  07:46:05  Show Profile  Reply with Quote
Interesting might receive a cheque also
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jojo93
Advanced Contributor

91 Posts

Posted - 21 November 2018 :  09:18:23  Show Profile  Reply with Quote
make sure they have your right address my daughter moved out 2 years ago the cheque just came out of the blue
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