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Just Joined

2 Posts

Posted - 30 June 2018 :  20:14:18  Show Profile  Reply with Quote
I received confirmation that my trustee has been discharged and my trust deed is complete on June 11th 2018.
Trust deed no longer shows on my credit file and everything good.

Today I received a letter from PRA group informing me I owe them 1218.79 for a debt that was included in the trust deed.

Should I contact them directly or is it still ok to contact my discharged trustee to get it sorted?

Many thanks for any advice.


Voice of Reason
Advanced Contributor

116 Posts

Posted - 02 July 2018 :  08:45:23  Show Profile  Reply with Quote
Send them a copy of your Form 5 discharge certificate - by way of recorded delivery in case you need to evidence your correspondence at a later date.
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Kevin Mapstone
Trust Deed Expert

3675 Posts

Posted - 02 July 2018 :  09:56:05  Show Profile  Reply with Quote
I'd contact them directly and provide a copy of your Form 5 - that should do the trick.

Recommended Partner & Trust Deed Expert - Ask me for help setting up a Scottish Trust Deed    
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TDA (Debt Adviser)
Trust Deed Expert

12803 Posts

Posted - 02 July 2018 :  10:03:49  Show Profile  Reply with Quote
Hi andyj56.

A good suggestion from Voice of Reason.

I'm sure PRA will not want to waste resources trying to collect this debt once they're aware that it isn't collectable.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds    
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