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 You have had at least one Voluntary Arrangement
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Martinbhoy
New Member

5 Posts

Posted - 01 December 2017 :  08:52:57  Show Profile  Reply with Quote
Should the above still be on my credit report if my Trust Deed finished nearly 2 years ago?

pingpong
Advanced Contributor

89 Posts

Posted - 01 December 2017 :  09:15:09  Show Profile  Reply with Quote
It should come off 6 years after the date you started so if you had a 3 year TD and were discharged 2 years ago then it would be there for another year.

Many lenders need you to be outside the 6 year period from the signing. if you google "[lenders name] lending criteria" you will usually find the information in intermediaries are required to use to qualify a customer for that lender product to get a DIP.
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TDA (Debt Adviser)
Trust Deed Expert



12101 Posts

Posted - 01 December 2017 :  10:25:27  Show Profile  Reply with Quote
Pingpong is correct on this.

It's when your trust deed began, not when it ended.

Qualified Debt Adviser & Forum Administrator - Ask me anything about Trust Deeds    
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Martinbhoy
New Member

5 Posts

Posted - 01 December 2017 :  11:44:49  Show Profile  Reply with Quote
Thanks for the responses.
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