Trust-Deed.co.uk came into existence in late 2007. The founders of the site had come to understand that people often felt very confused about complicated formal debt solutions such as a trust deed. They also knew that many people were suffering the consequences of bad debt advice from unscrupulous companies and websites. The aim was to create a place where members of the public could freely communicate with insolvency and debt advice experts in a straightforward and open fashion.

During the course of 2008 the popularity of the site grew steadily. Visitors appeared to recognise that Trust-Deed.co.uk offered a very different and useful perspective in comparison to the alternatives. The website itself was very basic at the time, with many fewer information pages and a trust deed forum that many people found complicated to use. The decision was made in late 2008 to entirely rebuild the site with a new look, more content and a more user-friendly forum.

The new and much improved version of the site launched in early 2009. During the course of 2009 several new experts joined the team. Mark Mcfadyen of Philip Gill & Co had made the launch of the original site possible, patiently providing advice in response to the occasional questions asked in the forum. As the site became increasingly busy we were delighted that Kevin Mapstone of RSM Tenon and Julie Heaton of Henderson Loggie became involved in the site. Financial adviser Graeme Leckie of Blythswood Associates also joined the site to lend his support when mortgage questions were asked.

Trust-Deed.co.uk also expanded the number of professionally qualified debt advisers in the site’s own advice team. There are now four professionally qualified debt advisers available to visitors who want to establish which debt solutions options are suitable and available for their circumstances.

2010 was also been a year of significant developments for the site. Visitor numbers have grown dramatically. The growth in visitor (and member) numbers enabled us to conduct a unique trust deed survey of our visitors, about Trust Deeds specifically but also debt advice in Scotland more generally. The (sometimes shocking) results of the survey were featured in The Herald and were also included in a presentation to the Scottish insolvency industry by the President of R3 (an association of insolvency professionals) in November 2010.

During 2010 we have also continued to broaden the range of perspectives featured on the site. A new page on the Debt Arrangement Scheme was written for the site by the Accountant in Bankruptcy (Scotland’s Insolvency Service) which serves as an excellent guide to one of the major alternatives to a protected trust deed. A debt consultant is now contributing regular articles to our Trust Deed News section. A Trust Deed Blog section is also up and running on the site reporting on site updates and news stories that might be of interest to visitors.

Trust-Deed.co.uk is now a unique and valuable resource for anyone seeking information about trust deeds. Our varied panel of experts openly share their knowledge and opinions, hundreds of questions are already answered in the forum, thousands of people visit the site each month and read tens of thousands of pages of the site’s content. We hope that you find the site useful.  

The site debt advice team of Trust-Deed.co.uk is provided by Bright Oak Ltd. All members of the site advice team are professionally qualified and hold the Certificate in Debt Resolution (CertDR). The CertDR qualification is an Edexcel approved Level 3 Advanced Certificate in Debt Resolution. Bright Oak Ltd and Channel Active Ltd are companies connected by common ownership.

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